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Car Finance
Best Rates and
Independent advice
Main dealers are usually tied to a particular lender, but we are completely independent, enabling us to find you the best deal. Using our excellent relationships with some of the UK's leading funders we find the most cost effective and suitable finance method for your car.
Personal Contract Purchase (PCP)
If you want to make fixed regular payments, guarantee the future value of your vehicle, and have a choice of three final options at the end of the agreement term, this option is right for you.
How it works
Choose your vehicle, agree your annual mileage and decide on agreement term between 20 and 48 months.
We will then determine the Guaranteed Minimum Future Value (GMFV) of the vehicle at the end of your agreement. The GMFV is deferred to the end of the agreement and is the Optional Final Payment.
The GMFV and any deposit are deducted from the price of the vehicle. You make regular payments based on the remaining balance plus the agreement interest.
At the end of the agreement, just choose from one of the following options:
| Renew | Choose a new vehicle from your dealer and use any excess value over the GMFV towards your deposit. You can trade in your old vehicle or sell it privately. |
| Retain | To keep your vehicle, you only need to pay the GMFV. |
| Return | Simply return your vehicle to in good condition and within the agreed mileage. |
Customer Benefits
Fixed regular payments for easy budgeting.
Your regular payments are reduced because the GMFV is deferred to the end of the agreement.
The Guaranteed Minimum Future Value protects you against any potential fall in used vehicle values.
With shorter terms you can be driving a new vehicle more often, meaning your servicing and maintenance costs may be reduced.
Flexibility – you choose the deposit, annual mileage and agreement term, to suit your needs, then at the end of your agreement you choose which of the three options is right for you.
Hire Purchase (HP)
Benefit from a regular payment structure with outright ownership of your car or motorcycle at the end of the term.
How it Works
Choose your car or motorcycle, the amount of deposit you want to pay; and decide on agreement term between 12 and 60 months.
Any deposit is deducted from the price of the vehicle. You make regular payments based on the remaining balance plus the agreement interest.
Once all payments have been made, you will own your vehicle outright.
Fixed regular payments for easy budgeting.
You own your vehicle at the end of the agreement with no deferred lump sum to pay.
Lease Purchase (LP)
This plan is the same as conventional hire purchase with one key difference – there is a larger 'balloon' payment deferred to the end of the agreement. This reduces the fixed regular payments.
However, unlike Personal Contract Purchase, the final balloon payment is not optional and the future value of your vehicle is not guaranteed.
How it Works
Just choose the vehicle you want and decide your agreement term between 12 and 48 months.
Then choose the amount of the balloon payment that you will defer to the end of the agreement.
The balloon payment and any deposit are deducted from the price of your vehicle. You make regular payments based on the remaining balance plus the agreement interest.
At the end of the agreement, following the settlement of the balloon payment, you will own your vehicle outright.
Customer Benefits
Fixed regular payments for easy budgeting.
Flexibility - you choose the deposit and agreement term to suit your needs.
Your regular payments are reduced because the balloon payment is deferred to the end of the agreement.
You own your vehicle at the end of the agreement.
Advanced Payment Plan (APP)
No monthly payments, just a single, up-front payment followed by a choice of three final options at the end of the agreement term.
How it works
Choose your vehicle, agree your annual mileage and decide on agreement term between 20 and 36 months.
We will then determine the Guaranteed Minimum Future Value (GMFV) of vehicle at the end of your agreement. The GMFV is deferred to the end of the agreement and is the Optional Final Payment.
The GMFV is deducted from the price of the vehicle; you pay the remaining balance plus the agreement interest as a single up-front payment.
At the end of the agreement, just choose from one of the following options:
| Renew | Choose a new vehicle from your dealer and use any excess value over the GMFV towards your deposit. You can trade in your old vehicle or sell it privately. |
| Retain | To keep your vehicle, you only need to pay the GMFV. |
| Return | Simply return your vehicle to in good condition and within the agreed mileage. |
Customer Benefits
Ideal if you were planning to pay for your vehicle outright. By deferring part of the initial outlay until the end of the agreement term there is less to pay today.
No regular payments.
The Guaranteed Minimum Future Value protects you against any potential fall in used vehicle values.
With shorter terms you can be driving a new vehicle more often, meaning your servicing and maintenance costs may be reduced.
Flexibility – you choose the annual mileage and agreement term, to suit your needs, then at the end of your agreement you choose which of the three options is right for you.
Personal Contract Hire (PCH)
Personal Contract Hire provides hassle free motoring - you benefit from low initial outlay, regular rentals and no worry about disposing of your vehicle at the end of the contract.
How it Works
Just choose the vehicle you want, agree your annual mileage and decide your hire period between 24 and 48 months.
Choose the right optional service, maintenance and repair package for you. Your rental is calculated based on your choices.
At the end of your term, simply return the vehicle to us (within the agreed mileage and in good condition), choose your next vehicle and start again.
Customer Benefits
Low initial outlay and regular rentals for easy budgeting.
Road Fund License included for the duration of your contract.
Optional servicing, maintenance and repair packages bring all your running costs together in a single rental.
Flexibility to change your contract term and mileage should your circumstances change.
No concerns over the future value of your vehicle.
You don't have the worry of selling your vehicle at the end of your contract.
Business Contract Hire (CH)
Business Contract Hire provides hassle free motoring for your business. It is an efficient way of funding the use of a vehicle without the cost of ownership.
You benefit from low initial outlay, regular rentals and no worry about vehicle disposal at the end of the contract. You can also benefit from the reassurance of a choice of optional service, maintenance and repair packages.
How it works
We purchase the vehicle you choose, allowing us to claim back the VAT. This means that your payments are calculated on a VAT exclusive price.
You choose the vehicle you want, agree your annual mileage and decide your hire period between 24 and 60 months.
Choose the right optional service, maintenance and repair package for your business.
Your rental is calculated based on your choices.
At the end of your term, simply return the vehicle to us (within the agreed mileage and in good condition), choose your next vehicle and start again.
Customer Benefits
Low initial outlay and regular rentals for easy budgeting.
Road Fund License included for the duration of your contract.
Optional servicing, maintenance and repair packages bring all your running costs together in a single rental.
Flexibility to change your contract term and mileage should your circumstances change.
No concerns over the future value of your vehicle.
You don't have the worry of selling your vehicle at the end of your contract.
UK Car Finance
We can help you with finance for any car you buy through us ... AND ...
Luxury Car and Performance Car Finance
We also arrange finance for all makes of Sports cars, Prestige cars and Supercars, new or used (up to 5 yrs old), even if you buy from another dealer.
Below is a brief outline of the most popular finance options. Once we've discussed your requirements personally we'll provide you with independent expert advice to find the best product for your needs. We can customise the deposit and repayments to suit your budget and offer you maximum flexibility based on how often you like to change your car.
Changing your car or buying a new car couldn't be easier
We've been helping people buy the car they want for over 12 years, by providing fast, easy and convenient finance through our UK lenders. Today, we're a knowledgeable provider of car finance, with a range of motor loans and hire purchase products. We can help with new car finance, and performance car finance whether new or used and even if bought from another dealer. We can also help you with refinancing if you need to release capital.
Sports Car Finance and Super Car Finance
Fancy a dream car? We can help with performance car finance so you can afford your dream luxury car. Supercars like Lamborghini, Ferrari and Maserati or sports cars like the Mercedes SLS or Jaguar XJ, or luxury cars like the Range Rover Vogue or Porsche Cayenne - we can help with them all! Prestige car finance, performance car finance, sports car finance, super car finance, luxury car finance, whatever you want to call it we're the specialists who can help and with the best advice on whether you have a great deal too!
EnquireUK Car Finance Deals, buy Cars on Finance with Broom Broom
When you buy a new car you not only want to be sure you've paid the best price but also the peace of mind that you have explored the best car finance deals. There are many different products available so comparing the most suitable using a car finance calculator or car loan calculator is a must. There are several finance options. Once we've discussed your requirements personally we'll provide you with independent expert advice to find the best car finance product for your needs. We can customise the deposit and repayments to suit your budget and offer you maximum flexibility based on how often you like to change your car.
We are completely independent, enabling us to find you the best new car finance deals. Using our excellent relationships with some of the UK's leading lenders we use our car finance calculator to find the most cost effective and suitable finance method for you.
There are deals available for Fixed Rate Car Finance such as Hire Purchase (HP), Lease Purchase (LP), or Contract Purchase (PCP) and for those with a high income or company directors there is Variable Rate Car Finance exclusively for loans over £25500, a highly attractive route into low rate car finance.
With our expertise in cars over £25000 we can certainly help with supercar finance. Currently, our most popular sports car finance deals are for Aston Martin Finance, Bentley Finance and Porsche Finance.
Luxury Car Finance - Payment Options to Suit your Budget
We want to work with you to find the best way of financing your new car. Our expert, friendly advice, will help you find the right new car finance package for you. We have luxury car finance options designed to work with your budget and propel you into your new car with the minimum of hassle. Broom Broom Ltd works with a number of car finance companies to enable us to offer a comprehensive range of finance options. If you apply for car finance the finance companies will undertake a credit check which will be recorded on your credit file. What's a luxury car? 'Which' gives a list of reviews: Luxury Car Buying, and as you'll see the cars are all the brands we've listed above!
Choose the right finance deal for you
Contact us using the following link and tell us about your requirements and we can then help you be ready to apply now. If any of your questions haven't been answered, or you require more details, helpful advice or for a car finance quote, call us today. We look forward to hearing from you.
We currently offer car loans and car financing on all the brands listed above, and can help with sports car finance on other brands too
Cars
View our stock of the most desirable prestige models at the best prices.
Car Finance
We can help with finance for any car you buy from us
AND ...
Car Leasing
Some cars are best value when leased. We advise you and find the best deal.
Number Plates
We have some great registration numbers for sale as the perfect addition to your car.
